Which definition of disability typically covers permanent partial disabilities?

Prepare for the PearsonVue Health Insurance Exam. Study with flashcards and multiple choice questions, featuring hints and explanations. Get ready for success!

The definition of disability that typically covers permanent partial disabilities is residual disability. Residual disability refers to the condition where an individual has some level of impairment that affects their ability to work, but they are not entirely unable to work. This type of disability recognizes that a person can still perform some job functions, albeit at a reduced capacity, and may experience a loss of income as a result.

In contrast, temporary disability refers to conditions that are expected to resolve within a certain period, which means it does not apply to permanent disabilities. Social Security disability generally focuses on total disability and does not cater specifically to those who may still be able to work part-time or earn some income despite their impairment. Complete disability implies a total inability to perform any work, which also falls outside the scope of permanent partial disabilities that allow some functional and earning capacity. Therefore, residual disability is the most appropriate term for individuals who are partially disabled yet still capable of engaging in work activities.

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