PearsonVue Health Insurance Practice Exam

Question: 1 / 400

How are "wellness benefits" defined in health insurance?

Services exclusively for chronic conditions

Preventive services aimed at promoting overall wellness

Wellness benefits in health insurance are defined as preventive services aimed at promoting overall wellness. This includes a variety of services designed to help individuals maintain or improve their health before any illnesses or conditions occur. Preventive services might encompass annual physical exams, vaccinations, cancer screenings, and counseling on lifestyle changes such as diet and exercise.

These benefits are essential because they focus on preventing health issues rather than just treating them, aligning with the broader goals of reducing healthcare costs and improving population health. The goal of offering wellness benefits is to encourage individuals to stay healthy and to identify potential health issues early, thus avoiding more serious health problems later on. This proactive approach supports both the individual’s well-being and the efficiency of the healthcare system overall.

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Coverage for elective surgeries

Only financial incentives for healthy behaviors

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