What is the primary eligibility criterion for Social Security disability benefits?

The primary eligibility criterion for Social Security disability benefits is that an individual must meet the definition of total disability as outlined by Social Security and have sufficient work credits. This definition of total disability indicates that the individual is unable to engage in any substantial gainful activity due to a medically determinable physical or mental impairment that is expected to last at least 12 months or result in death.

Additionally, work credits are earned by working and paying Social Security taxes, and the appropriate number of credits required varies based on the age at which the individual becomes disabled. Essentially, this criterion ensures that benefits are provided to those who have contributed to the Social Security system through their work history and are currently unable to support themselves due to serious health issues.

Other options, such as age requirements or educational qualifications, do not apply to the eligibility for disability benefits, highlighting that the focus is on the individual's ability to work due to disability rather than age or education levels. Having a dependent child also does not factor into the eligibility criteria for disability benefits, emphasizing that the program is designed specifically to aid those who are disabled in the workforce context.